11124 Wharton Way

Osceola, IN
$ 599,000 Beds 3 Baths 2.5 Sq 1,996 Virtual Tour
Monthly Estimate* How much can I afford?

UNDER CONSTRUCTION, framing complete, mechanicals underway early September 2026. Place a Down Payment to reserve this ranch home and select your preferred finishes from builder's local design center. This Modern Craftsman ranch with walkout basement and 3 car garage by Kline Custom Homes seamlessly blends rugged stone veneer, sleek board-and-batten siding, and warm cedar accents for undeniable curb appeal. The expansive single-story layout features a covered front porch, upgraded black Pella casement windows, and a 3 car fully insulated garage. Ideally located in the Penn School District just minutes from the area's finest shopping and dining, this home will offer a perfect balance of contemporary design and natural elegance. The main level of this spacious 1,996-square-foot home centers around an expansive great room with 10-foot ceilings, a linear electric fireplace flanked by built in cabinets, and an elegant tray ceiling featuring coffered beams. The open-concept design flows seamlessly into a gourmet kitchen equipped with double ovens, 36" 6 burner range top, and a large quartz island, flanked by a sunlit dinette that opens to a 12'x12' covered composite deck with stairs leading to a large patio. A private primary suite wing offers luxury with dual vanities, a tiled shower, and a large walk-in closet, while two additional bedrooms on the opposite side provide plenty of space for guests. Practicality meets style with a functional mudroom featuring custom coat bench, a dedicated laundry room with sink, and a 31'x23' fully insulated three-car garage. The list price is with an unfinished lower walkout level of this home...custom pricing is available for basement finishing to make this a 4 or 5 bedroom home! As this house is in its early stages of construction, buyer can select most finishes to customize this home for December 2026 occupancy.

Single Family

  • Price
  • $ 599,000
  • City
  • Osceola
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SAINT JOSEPH
  • Half Bathrooms
  • 1
  • Area
  • Penn
  • Lot Size
  • 0.31 Acres
  • Zip
  • 46561
  • Sqr Footage
  • 1,996
  • Year Built
  • 2026
  • Taxes
  • $ 14
  • Style
  • Ranch,Craftsman
  • MLS#
  • 202636316
Listed By: Karen Schneider with Artisan Realty Group; Ofc: 574-807-4661
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Conventional,Forced Air
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Amenities Cable Available,Ceiling-9+,Ceiling-Tray,Ceiling Fan(s),Ceilings-Beamed,Closet(s) Walk-in,Countertops-Solid Surf,Deck Covered,Detector-Carbon Monoxide,Detector-Smoke,Disposal,Dryer Hook Up Gas,Foyer E
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2026
New Construction Spec
Subdivision Northbridge Valley
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Lot Number 302
Unit Number 302
FIPS Code 18141
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Common Amenities Sidewalks
Annual Taxes 14
Area St. Joseph County
Location City/Town/Suburb
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Assoc. Dues Frequency Annually
Assoc. Restrictions Y/N Yes
HOA Fees $ 200
Energy Efficient Appliances,Doors,Electrical/Lighting,HVAC,Insulation,Thermostat/Controllers,Water Heater,Windows
Architectural Style Ranch,Craftsman
Total Sq Ft 3992
Elementary School Elsie Rogers
Middle School Schmucker
Legal Description Lot 302 Northbridge Valley Ph 4 Sec 225/26 #135 4/26/2024
Agent First Name Karen
Agent Last Name Schneider
DOM 6
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Full Basement,Walk-Out Basement,Unfinished
Fireplace(s) 1
Flooring Vinyl,Ceramic Tile
HVAC Ceiling Fan,High Efficiency Furnace
Laundry Room Width 5
Laundry Room Length 9
Beds 3
Total Rooms 8
Fireplace Living/Great Rm,Electric,One
Living Room Width 17
Living Room Length 46
Full Baths Main 2
Total Finished SqFt 1996
Basement Y/N Yes
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 11
Above Grade Finished SqFt 1996
Below Grade Unfin. SqFt 1996
Living/Great Rm Level Main
Basement Material Poured Concrete

Exterior Features

Road Surface Paved
Road Access County
Exterior Stone,Vinyl
Driveway Concrete
Pool No
Garage Length 23
Garage Width 31
Lot Size Area 13600
Lot Dimensions 101x145x100x127
Lot Description Slope,0-2.9999
Fence Other-See Remarks
Garage SqFt 713
Water Features None
Approx. Lot Size Acres 0.31
Energy Efficient Doors/Windows Double Pane Windows,Energy Star Windows,Insulated Glass Windows
Garage Capacity 3
ROOF MATERIAL Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elsie Rogers Elementary School
Middle School Schmucker Middle School
High School Penn High School

Price History

9/3/2026 Listed $599,000

Property vs Zip Code Average in 46561

Price
AVG $560K
$600K
Year Built
AVG 1997
2026
Visits
AVG 85
13
Data Provided by Inside Real Estate®

Areas That We Cover

11124 Wharton Way Osceola, IN is a Single Family Home for sale at $599000 with 1996 sqft and a lot size of 0.31 Acres Acre(s). 11124 Wharton Way Osceola has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 46561 which is in Osceola, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.