11125 Wharton Way

Osceola, IN
$ 609,000 Beds 3 Baths 2 Sq 2,155 Virtual Tour
Monthly Estimate* How much can I afford?

CONSTRUCTION UNDERWAY EARLY SEPTEMBER 2026! Reserve this new Kline Custom Homes Modern Craftsman ranch today then choose your favorite custom finishes at the builders local design center. This inviting 2,155-square-foot home blends rugged stone, sleek board-and-batten siding, a metal accent roof, and warm cedar details for unbeatable curb appeal. Highlights include black Pella casement windows, an insulated and drywalled 3-car garage, and a scenic wooded backdrop in the top-rated Penn School District, just minutes from local shopping and dining. Inside, the open-concept layout features a large great room with 10-foot beamed ceilings and a gas fireplace with built-in cabinets. The large kitchen offers a walk in pantry, double wall ovens, a 6-burner gas cooktop, a beverage fridge, and an 8.5-foot quartz island. The kitchen flows to the dining area and out to the composite deck with stairs to a lower patio. The primary suite serves as your personal retreat with dual sinks, a tiled shower with bench, a 6-foot soaking tub, and a walk-in closet with direct access to the laundry room. Two additional bedrooms on the min level offer comfortable spaces for guests or a private office. Listed with an unfinished walkout basement, custom finishing options are available to expand this home to 4 bedrooms and 3 baths. Reserve now to customize this dream home for an estimated March 2027 move-in!

Single Family

  • Price
  • $ 609,000
  • City
  • Osceola
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SAINT JOSEPH
  • Half Bathrooms
  • 0
  • Area
  • Penn
  • Lot Size
  • 0.28 Acres
  • Zip
  • 46561
  • Sqr Footage
  • 2,155
  • Year Built
  • 2026
  • Taxes
  • $ 12
  • Style
  • Ranch,Craftsman
  • MLS#
  • 202635677
Listed By: Karen Schneider with Artisan Realty Group; Ofc: 574-807-4661
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Conventional,Forced Air
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Amenities Cable Available,Ceiling-Tray,Ceiling Fan(s),Ceilings-Beamed,Closet(s) Walk-in,Countertops-Solid Surf,Deck Open,Detector-Carbon Monoxide,Detector-Smoke,Disposal,Dryer Hook Up Gas,Foyer Entry,Garage Do
Status Active
Full Baths 2
Bathrooms 2
Year Built 2026
New Construction Spec
Subdivision Northbridge Valley
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Lot Number 299
Unit Number 299
FIPS Code 18141
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Common Amenities Sidewalks
Annual Taxes 12
Area St. Joseph County
Location City/Town/Suburb,Rural Subdivision
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Assoc. Dues Frequency Annually
Assoc. Restrictions Y/N Yes
HOA Fees $ 200
Energy Efficient Appliances,Electrical/Lighting,HVAC,Insulation,Thermostat/Controllers,Water Heater,Windows
Architectural Style Ranch,Craftsman
Total Sq Ft 4310
Elementary School Elsie Rogers
Middle School Schmucker
Legal Description Lot 299 Northbridge Valley Ph 4 Sec 2 25/26 #135 4/26/2024
Agent First Name Karen
Agent Last Name Schneider
DOM 11
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Full Basement,Walk-Out Basement,Unfinished
Fireplace(s) 1
Flooring Vinyl,Ceramic Tile
HVAC Ceiling Fan,High Efficiency Furnace
Laundry Room Width 6
Laundry Room Length 8
Beds 3
Total Rooms 7
Fireplace Living/Great Rm,Gas Log
Living Room Width 18
Other Room 1 Description pantry
Living Room Length 44
Full Baths Main 2
Total Finished SqFt 2155
Basement Y/N Yes
Other Room 1 Length 10
Other Room 1 Width 4
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 13
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
Above Grade Finished SqFt 2155
Below Grade Unfin. SqFt 2155
Living/Great Rm Level Main
Basement Material Poured Concrete

Exterior Features

Road Surface Paved
Road Access County
Exterior Stone,Vinyl
Driveway Concrete
Pool No
Garage Length 20
Garage Width 32
Lot Size Area 12349
Lot Dimensions 95x130
Lot Description 0-2.9999
Fence Other-See Remarks
Garage SqFt 640
Water Features None
Approx. Lot Size Acres 0.28
Energy Efficient Doors/Windows Energy Star Windows
Garage Capacity 3
Off Street Parking Y/N Yes
ROOF MATERIAL Asphalt,Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elsie Rogers Elementary School
Middle School Schmucker Middle School
High School Penn High School

Price History

8/29/2026 Listed $609,000

Property vs Zip Code Average in 46561

Price
AVG $560K
$610K
Year Built
AVG 1997
2026
Visits
AVG 85
15
Data Provided by Inside Real Estate®

Areas That We Cover

11125 Wharton Way Osceola, IN is a Single Family Home for sale at $609000 with 2155 sqft and a lot size of 0.28 Acres Acre(s). 11125 Wharton Way Osceola has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 46561 which is in Osceola, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.