2490 Bandit Cove

Winona Lake, IN
$ 329,900 Beds 3 Baths 2 Sq 1,607 Virtual Tour
Monthly Estimate* How much can I afford?

Ready in November! New Construction Home in Racoon Run in the Warsaw School District. This 1,607 square foot ranch delivers the simplicity of single-level living with a layout that feels intentional and well balanced. Just off the entry, a front bedroom offers flexibility for guests or a quiet workspace, followed by a generously sized full bath and a second bedroom tucked nearby. The primary suite is thoughtfully positioned at the rear of the home, creating separation and privacy, and includes its own bath along with a walk-in closet. The central living area brings everything together with a great room that adds volume and light to the space. The kitchen makes a statement with a 48-inch island and pendant lighting, offering ample prep space and casual seating. The kitchen is also outfitted with quartz countertops, a tile backsplash, and a complete stainless steel appliance package with refrigerator. A peninsula connects the kitchen to a spacious dining nook large enough to accommodate a full-size table, allowing the spaces to feel open yet defined. Storage is abundant throughout, keeping everyday essentials within easy reach. The mudroom serves as a practical drop zone with built-in storage opportunities and direct access to the garage and laundry area with washer and dryer included. Just off the dining nook, a 10x10 patio extends the living space outdoors and includes stairs to the backyard, making it easy to enjoy outdoor dining, relaxing evenings, or casual gatherings. HOA dues are $425/qtr but include front yard mowing, weeding, and driveway/sidewalk shoveling RESNET energy smart construction will save an estimated $1,857 annually. Actual savings may vary; see HERS Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

Single Family

  • Price
  • $ 329,900
  • City
  • Winona Lake
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • KOSCIUSKO
  • Half Bathrooms
  • 0
  • Area
  • Wayne
  • Lot Size
  • 0.39 Acres
  • Zip
  • 46590
  • Sqr Footage
  • 1,607
  • Year Built
  • 2026
  • Taxes
  • $ 500
  • Style
  • Ranch
  • MLS#
  • 202636796
Listed By: Eric Kovalak with Copper Bay Realty, LLC;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Breakfast Bar,Countertops-Solid Surf,Detector-Carbon Monoxide,Detector-Smoke,Eat-In Kitchen,Foyer Entry,Garage Door Opener,Home Warranty Included,Open Floor Plan,Patio Open,Porch Covered,Main Level B
Status Active
Full Baths 2
Bathrooms 2
Year Built 2026
New Construction No
Subdivision Raccoon Run
Style One Story
Township Wayne
Class RESIDENTIAL
Type Site-Built Home
FIPS Code 18085
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 500
Area Kosciusko County
High School Warsaw
City Winona Lake
School District Warsaw Community
Assoc. Dues Frequency Quarterly
HOA Fees $ 425
Architectural Style Ranch
Total Sq Ft 1607
Elementary School Jefferson
Middle School Edgewood
Legal Description Lot 30 Raccoon Run
Agent First Name Eric
Agent Last Name Kovalak
DOM 4
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Slab
Kitchen Length 11
Laundry Room Width 5
Laundry Room Length 5
Kitchen Width 13
Beds 3
Total Rooms 7
Dining Room Length 11
Dining Room Width 9
Living Room Width 22
Living Room Length 14
Full Baths Main 2
Total Finished SqFt 1607
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 9
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 9
Above Grade Finished SqFt 1607
Living/Great Rm Level Main
Main Level SqFt 1607

Exterior Features

Exterior Vinyl
Pool No
Garage Length 20
Garage Width 20
Lot Size Area 16988
Lot Dimensions Irregular
Lot Description 0-2.9999
Garage SqFt 400
Approx. Lot Size Acres 0.39
Garage Capacity 3
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Jefferson Elementary School
Middle School Edgewood Middle School
High School Warsaw High School

Price History

9/5/2026 Listed $329,900

Property vs Zip Code Average in 46590

Price
AVG $410K
$330K
Taxes
AVG $2,871
$500
Year Built
AVG 1991
2026
Visits
AVG 70
4
Data Provided by Inside Real Estate®

Areas That We Cover

2490 Bandit Cove Winona Lake, IN is a Single Family Home for sale at $329900 with 1607 sqft and a lot size of 0.39 Acres Acre(s). 2490 Bandit Cove Winona Lake has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 46590 which is in Winona Lake, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.