Peri Mason

130 Terrace Drive

Fremont, IN
$ 329,000 Beds 1 Baths 1 Sq 900
Monthly Estimate* How much can I afford?

Clear Lake association access, a year-round cottage in Terrace Gardens, and a setup that makes lake life easy without taking on direct-waterfront pricing. 130 Terrace Drive in Fremont gives you a practical way to have your own place at Clear Lake, whether you are looking for a weekend getaway, extra room near family already at the lake, or a second home with part-time vacation rental potential. Inside, the main level keeps things relaxed with an open kitchen and living area, warm wood ceilings, and an enclosed porch that adds more usable space than you might expect. Use it for morning coffee, late-night cards, or add a pull-out sofa and turn it into another sleeping quarter when friends and family stay over. Upstairs, there is a private bedroom plus a large additional sleeping area, giving the cottage flexibility beyond the bedroom count alone. Eight vinyl windows were added upstairs, along with Carrier mini-splits and additional attic insulation to improve comfort for year-round use. The owners have also made functional improvements where they matter, including washer and dryer plumbing and electrical, updated bathroom electrical for a light and exhaust fan, plumbing and electrical for the garbage disposal, and a gas line already installed if you prefer to swap the electric range for gas. A Culligan whole-home water softener system and Culligan reverse-osmosis drinking water system were added in 2021, bringing another level of everyday comfort and convenience to the cottage. Outside, the expanded stone driveway, added sidewalks, deck, firepit area, detached garage, and extra storage give you room for the things that come with summers at the lake. Offered turnkey, this is the kind of Clear Lake place where you can arrive, settle in, and start enjoying it. Less house to maintain, more lake to enjoy.

Single Family

  • Price
  • $ 329,000
  • City
  • Fremont
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • STEUBEN
  • Half Bathrooms
  • 0
  • Area
  • Clear Lake
  • Lot Size
  • 0.09 Acres
  • Zip
  • 46737
  • Sqr Footage
  • 900
  • Year Built
  • 1928
  • Taxes
  • $ 992
  • Style
  • Ranch
  • MLS#
  • 202633964
Listed By: Erica Amans with Coldwell Banker Real Estate Group; Cell: 260-740-8673
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Forced Air
Kitchen Level Main
Cooling Other,Multiple Cooling Units
Laundry Y/N Upper
Fireplaces No
Water Access Type Easement/Other
Garage Detached
Amenities Countertops-Laminate,Deck Open,Disposal,Porch Enclosed,Range/Oven Hook Up Elec,Tub/Shower Combination,Washer Hook-Up
Status Active
Full Baths 1
Bathrooms 1
Year Built 1928
New Construction No
Subdivision Terrace Garden(s)
Style Two Story
Township Clear Lake
Class RESIDENTIAL
Type Site-Built Home
Age 98
FIPS Code 18151
Associated Document Count 8
REO No
Status Active
Auction Y/N No
Common Amenities Sidewalks
Annual Taxes 992.6
Upper Upper
Area Steuben County
Location Lake
High School Fremont
City Fremont
School District Fremont Community
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 900
Elementary School Fremont
Middle School Fremont
Legal Description TERRACE GARDEN Lot 1
Agent First Name Erica
Agent Last Name Amans
DOM 21
Tax Year 2025/2026

Interior Features

Basement Slab
Flooring Laminate,Ceramic Tile
Other Room 1 Level Upper
Kitchen Length 14
Laundry Room Width 5
Laundry Room Length 6
Kitchen Width 9
Beds 1
Total Rooms 6
Other Room 2 Level Main
Other Room 3 Level Upper
Fireplace None
Living Room Width 10
Loft Length 15
Loft Width 12
Other Room 3 Length 9
Other Room 3 Width 6
Other Room 1 Description loft
Other Room 3 Decription Full Bath
Living Room Length 14
Full Baths Upper 1
Total Finished SqFt 900
Basement Y/N Yes
Other Room 1 Length 15
Other Room 1 Width 12
Above Grade Bedrooms 1
1st Bedroom Level Upper
1st Bedroom Width 8
Above Grade Finished SqFt 900
Extra Room Description Enclosed Porch
Extra Room Length 15
Extra Room Level Main
Extra Room Width 8
Living/Great Rm Level Main

Exterior Features

Exterior Stone,Vinyl
Driveway Gravel
Pool No
Waterfront Lake
Garage Length 16
Garage Width 10
Lot Size Area 3920
Lot Dimensions 40x96
Lot Description Corner,Lake,Water View
Garage SqFt 160
Water Features Boat Docking Rights,Pier/Dock,Walk to Lake Access,Assoc
Well Type Private
Water Name Clear Lake
Approx. Lot Size Acres 0.09
Garage Capacity 1
Off Street Parking Y/N Yes
ROOF MATERIAL Metal
Lake Ski Lake
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Fremont Elementary School
Middle School Fremont Middle School
High School Fremont High School

Price History

8/20/2026 Listed $349,000
9/8/2026 6% - $329,000

Property vs Zip Code Average in 46737

Price
AVG $540K
$330K
Taxes
AVG $2,180
$992
Year Built
AVG 1962
1928
Visits
AVG 62
1
Data Provided by Inside Real Estate®

Areas That We Cover

130 Terrace Drive Fremont, IN is a Single Family Home for sale at $329000 with 900 sqft and a lot size of 0.09 Acres Acre(s). 130 Terrace Drive Fremont has 1 bedrooms, 1 baths and was built in 1928. The property's zip code is 46737 which is in Fremont, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Peri Mason

Peri Mason

574-400-9194

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy