3582 County Road 34

Waterloo, IN
$ 487,000 Beds 4 Baths 3 Sq 3,236 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to the lifestyle you've been dreaming of. Set on 1.5 picturesque acres, this beautifully maintained 4-bedroom, 3 full bath home with a dedicated office offers the perfect blend of space, comfort, and everyday enjoyment. Imagine mornings on the wraparound porch, afternoons spent tending the garden, casting a fishing line into the pond, or taking a peaceful paddle boat ride as the sun paints the sky. Summer is made for pool days, backyard games, and gathering with family and friends, while winter transforms the pond into the perfect setting for skating and unforgettable memories. Inside, you'll find a warm, inviting floor plan designed for both entertaining and everyday living. The flexible layout includes 4 generously sized bedrooms, a private office, 3 updated full bathrooms, and a full basement with a separate entrance from the garage, offering endless possibilities. Extensive recent updates provide peace of mind, including a new furnace and A/C (2024), water heater (2024), professionally installed luxury vinyl plank flooring and carpet (20242025), new roof (2024), professionally installed 24-foot above-ground pool from Tredway Pools (2024), composite pool deck (2025), fully remodeled bathrooms (20242025), fireplace cleaned and relined (2024), septic pumped (2024), and thoughtful sunroom improvements completed in 2025. If you've been searching for a property where there's room to breathe, space to play, and countless opportunities to create lasting memories, this is the one. Here, every season offers something special, every sunset feels a little more spectacular, and home is truly your favorite place to be.

Single Family

  • Price
  • $ 487,000
  • City
  • Waterloo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • DEKALB
  • Half Bathrooms
  • 0
  • Area
  • Grant
  • Lot Size
  • 1.52 Acres
  • Zip
  • 46793
  • Sqr Footage
  • 3,236
  • Year Built
  • 1988
  • Taxes
  • $ 1820
  • Style
  • Traditional
  • MLS#
  • 202625834
Listed By: Steven Wyatt with Wyatt Group Realtors;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Frontage Lot
Garage Attached
Amenities 1st Bdrm En Suite,Attic Pull Down Stairs,Attic Storage,Breakfast Bar,Built-In Bookcase,Ceiling-9+,Ceiling-Cathedral,Ceiling Fan(s),Ceilings-Vaulted,Closet(s) Walk-in,Crown Molding,Deck Open,Detector-
Status Active
Full Baths 3
Bathrooms 3
Year Built 1988
New Construction No
Subdivision Franklin Place
Style Two Story
Township Grant
Class RESIDENTIAL
Type Site-Built Home
Age 38
Lot Number 6
FIPS Code 18033
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 1820
Area Dekalb County
High School Dekalb
City Waterloo
School District Dekalb Central United
Assoc. Dues Frequency Annually
Assoc. Restrictions Y/N Yes
HOA Fees $ 300
Architectural Style Traditional
Total Sq Ft 4280
Elementary School Waterloo
Middle School Dekalb
Legal Description FRANKLIN PLACE LOT 6 ACRES 1.52
Agent First Name Steven
Agent Last Name Wyatt
DOM 71
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Daylight,Full Basement,Unfinished
Fireplace(s) 1
Kitchen Length 12
Laundry Room Width 7
Laundry Room Length 9
Kitchen Width 12
Beds 4
Total Rooms 14
Dining Room Length 15
Dining Room Width 12
Breakfast Room Length 9
Breakfast Room Width 12
Fireplace Family Rm
Family Room Width 22
Living Room Width 11
Den Length 10
Den Width 10
Family Room Length 16
Living Room Length 14
Full Baths Main 1
Full Baths Upper 2
Total Finished SqFt 3236
Basement Y/N Yes
Above Grade Bedrooms 4
1st Bedroom Level Upper
1st Bedroom Width 19
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 10
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 13
4th Bedroom Length 11
4th Bedroom Level Upper
4th Bedroom Width 11
Above Grade Finished SqFt 3236
Below Grade Unfin. SqFt 1044
Living/Great Rm Level Main
Rec Room Length 20
Rec Room Level Basement
Rec Room Width 15
Basement Material Poured Concrete

Exterior Features

Exterior Vinyl,Wood
Water Frontage 50
Pool Yes
Waterfront Pond
Pool Type Above Ground
Garage Length 24
Garage Width 22
Lot Size Area 66211
Lot Dimensions irregular
Lot Description Level,Waterfront
Garage SqFt 528
Well Type Private
Approx. Lot Size Acres 1.52
Garage Capacity 2
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Waterloo Elementary School
Middle School Dekalb Middle School
High School Dekalb High School

Price History

6/30/2026 Listed $494,000
7/20/2026 2% - $489,000
8/10/2026 1% - $487,000

Property vs Zip Code Average in 46793

Price
AVG $310K
$490K
Taxes
AVG $1,019
$1,820
Year Built
AVG 1970
1988
Visits
AVG 61
43
Data Provided by Inside Real Estate®

Areas That We Cover

3582 County Road 34 Waterloo, IN is a Single Family Home for sale at $487000 with 3236 sqft and a lot size of 1.52 Acres Acre(s). 3582 County Road 34 Waterloo has 4 bedrooms, 3 baths and was built in 1988. The property's zip code is 46793 which is in Waterloo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.