Peri Mason

780 Lane 120 Hamilton Lk

Hamilton, IN
$ 149,900 Beds 3 Baths 1 Sq 936 Virtual Tour
Monthly Estimate* How much can I afford?

This well-maintained cottage in Cold Springs on Hamilton Lake blends charm and thoughtful updates. Major improvements over the years provide peace of mind, including a new foundation and footers (2012), updated electrical with 100-amp service and complete rewire, plus a metal roof and replacement windows (2014). Inside, youll find fresh updates throughout, including new flooring on the main level, new carpet upstairs, and a beautifully refreshed kitchen featuring updated countertops, sink, and cabinets. Step outside and enjoy one side of the shared pier for boat docking, stunning sunset views, sandy swimming beach thats ideal for long summer days on the water. This Hamilton Lake gem checks all the boxes!

Single Family

  • Price
  • $ 149,900
  • City
  • Hamilton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • STEUBEN
  • Half Bathrooms
  • 0
  • Area
  • Otsego
  • Lot Size
  • 0.1 Acres
  • Zip
  • 46742
  • Sqr Footage
  • 936
  • Year Built
  • 1900
  • Taxes
  • $ 1371
  • Style
  • Site-Built Home
  • MLS#
  • 202612115
Listed By: Gabe Cerny with RE/MAX Results; Cell: 260-668-9702
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating None
Cooling Window
Laundry Y/N N/A
Fireplaces No
Amenities Ceiling Fan(s)
Status Active
Full Baths 1
Bathrooms 1
Year Built 1900
New Construction No
Subdivision Cold Springs Cottage Park
Style One and Half Story
Township Otsego
Class RESIDENTIAL
Type Site-Built Home
Age 126
FIPS Code 18151
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 1371.67
Area Steuben County
High School Hamilton
City Hamilton
School District Hamilton Community
Assoc. Dues Frequency Not Applicable
Other Fee Description Land Lease
Other Fees $ 5470
Other Fees Frequency Annually
Total Sq Ft 936
Elementary School Hamilton
Middle School Hamilton
Legal Description COLD SPRINGS LEASED GROUND #251 (LOT 72)
Branded Virtual Tour https://listing.arthomephoto.com/sites/780-ln-120-hamilton-lake-hamilton-in-46742-23147012/branded
Virtual Tour https://listing.arthomephoto.com/sites/rvwxznwn/unbranded
Agent First Name Gabe
Agent Last Name Cerny
DOM 153
Tax Year 2026

Interior Features

Basement Crawl
HVAC Ceiling Fan
Beds 3
Total Rooms 8
Dining Room Length 12
Dining Room Width 9
Living Room Width 9
Den Length 13
Den Width 12
Living Room Length 17
Full Baths Main 1
Total Finished SqFt 936
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 7
2nd Bedroom Length 14
2nd Bedroom Level Upper
2nd Bedroom Width 14
3rd Bedroom Length 14
3rd Bedroom Level Upper
3rd Bedroom Width 8
Above Grade Finished SqFt 936
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Pool No
Lot Size Area 4356
Lot Dimensions 66x67
Lot Description Irregular,Lake
Well Type Private
Water Name Hamilton Lake
Approx. Lot Size Acres 0.1
Waterfront Y/N No
Garage Y/N No

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hamilton Elementary School
Middle School Hamilton Middle School
High School Hamilton High School

Price History

4/9/2026 Listed $164,900
4/27/2026 4% - $159,900
5/26/2026 4% - $154,900
6/23/2026 4% - $149,900

Property vs Zip Code Average in 46742

Price
AVG $650K
$150K
Taxes
AVG $3,981
$1,371
Year Built
AVG 1964
1900
Visits
AVG 119
251
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

780 Lane 120 Hamilton Lk Hamilton, IN is a Single Family Home for sale at $149900 with 936 sqft and a lot size of 0.1 Acres Acre(s). 780 Lane 120 Hamilton Lk Hamilton has 3 bedrooms, 1 baths and was built in 1900. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Peri Mason

Peri Mason

574-400-9194

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